After suffering a personal injury even one that you believe to be relatively minor you should always get it checked out because even a less serious injury could result in you being out of work for a long period of time, that’s not evening taking into account the emotional stress it could cause.
More serious personal injuries could also mean that you could easily be off work for months or might not even be able to return to work at all! These might not be common, but it can happen, and any kind of personal injury whether serious or minor is going to impact your finances.
The financial impact of a personal injury is not going to be your first concern and that’s understandable. When you suffer a personal injury you’re not going to instantly be thinking about your bills are you? But the impact an injury can have on your finances can hugely affect your recovery and mental health.
It’s all added stress that you could do without, isn’t it? But we can help below we’ve outlined 5 tips that will help get your finances under control after you’ve suffered a personal injury. This way you can focus on your recovery and on getting your life back on track.
Make A Claim
An unfortunate pattern that many people fall into when they suffer a personal injury is that they blame themselves. You might think “well I was clumsy,” or “I should have been paying more attention” but when you’ve been injured, and it wasn’t your fault you need to understand that you are the victim.
If you blame yourself, you won’t want to claim compensation which means you’ll be left burring the financial burden of the injury yourself. This will make your recovery much more stressful and difficult so, don’t blame yourself and make a claim for compensation as soon as you feel ready. For more information around making claims click here.
A good first step for anyone looking to make a claim for compensation after suffering a personal injury is to make contact with a solicitor. However, before you ask them to take your case you might want to inquire about whether they offer an evaluation service.
A case evaluation service will give you a better idea of what your chances of success will be, this is very useful for people who have only suffered minor injuries, or the injury occurred during more complicated circumstances. For serious injury cases, this step probably isn’t necessary, but many solicitors do offer it for free so it’s always worth inquiring about.
No Win No Fee
Yes, we have all seen the adverts, haven’t we? The moody lighting, the dramatic voice-over, and the fast-paced editing! You might roll your eyes or tune them out by those adverts do carry an important message because personal injury solicitors will be very helpful when it comes to getting you your compensation.
There are many solicitors who specialise in personal injury claims so do your research and find out who the best solicitor for your case is. One important thing to look out is a no win no fee offer because this will guarantee that even if you lose your case you won’t be out of pocket.
It’s easy to feel lost after suffering a personal injury, many people do, and the added financial burden doesn’t help matters. But you don’t have to go it alone if you have been injured at work or while carrying out your job and are a member of a trade union then they will be able to help you.
And if you have been injured while on the road in a traffic accident for example and are a member of a motoring agency then they will be able to assist you.
The way these organisations can help will vary but they will usually be able to offer specialist legal advice and may even be able to make a claim for compensation on your behalf. This gives you one less thing to worry about and will be sure to ease any financial burdens.
Talk To The Citizens Advice Bureau
The Citizens Advice Bureau (CAB) can be a huge help in the aftermath of a personal injury, they can help you in many ways and you should seek out your local CAB office as soon as you can. They can also help you ease the financial impact of a personal injury especially if you are struggling with debts.
But even if you aren’t yet suffering any financial issues after suffering a personal injury the CAB can still help you get your finances under control before you do, and they offer help in many other ways as well. So, a good first step for anyone who has suffered a personal injury is to get in touch with their local CAB.
Consider A Claims Management Company
If you’ve suffered a personal injury, then the first step many people will take when they are looking for compensation is to get a solicitor. However, a solicitor isn’t your only option you can also opt to use a claims management company instead.
A claims management company works in a similar manner to solicitors and they also work on a no win no fee basis and in England and Whales, all claims management companies must be authorised by the government.
However, there are some downsides to using a claims management company for one they cannot claim any compensation through the courts. So, depending on the nature of your personal injury you might end up receiving less money. A claims management company also doesn’t necessarily have to use a solicitor.
And while a claims management company will usually work on a now win no fee basis there still could be a considerable fee to pay if you win. For example, if the claims management company is successful in winning your case they could easily ask for a high percentage of your compensation in return. So, make sure you have a clear idea on what percentage of compensation you’ll get if they win your case.