Money is one of those things that we all wished that we had more of. However, many of us simply do not have the type of cash that we would like. Does this mean that we have to give up on all things that we love? The answer is most definitely no! There’s a tone of information out there that can help you budget easily and save money. For example, this post on the Top 10 Budgeting Tips for Low Income Families
We believe that with some careful budgeting and planning, you can lead a full and fun packed life, without having to break the bank each and every month. But how? Let us show you the way with our tips and tricks for enjoying life whilst keeping to a small and strict budget.
Enjoy some free entertainment
Stuck for things to do at the weekend or in the holidays? Not sure your wallet will manage a big family day out? Well, fear not, there are things that you can do without spending a penny. There are a variety of museums, galleries and educational centres spread across the UK, all of which are fascinating places to spend some time, and don’t cost you a penny!
Have a movie night at home
Fancy watching a movie, but not sure that you can face heading to the cinema? Why not make a cinema in your very own home? Find a film that you can all agree on (this could be the trickiest part) and cuddle up on the sofa with a variety of snacks. Not only is it a great (not to mention cheap) way to spend the evening, but it is also going to give you the chance to indulge in some quality family time.
Always make your own lunch
Eating out every day, or buying sandwiches from a shop can really see costs mount up. Save yourself some money and make your own lunch instead. Not only will you end up spending less, but you will be able to make everything just the way you like it!
Budget, budget, budget
It may be one of the most obvious tips to live well, but there is a reason why budgeting keeps coming up in the list. Having a budget in mind means that you are thinking about what you spend, and thinking about what you spend should mean that you make less frivolous purchases, saving yourself money in the long term.
Try the 30 day list
Feel that impulse shopping is your main problem? A 30 day list may just be the answer to this issue. If there is something that you feel that you just have to have, but it isn’t a necessity then pop it on the list. If, after 30 days, it is still something that you can’t live without, then make the purchase. You will be surprised how much this helps with impulse buying.
Join the library
Books can be expensive, even if you buy them second hand, not only this, but they also take up a lot of space in your home. Rather than buying books, why don’t you join your local library? Not only will you be helping keep a community service going, but you will also save yourself money on buying books. Just make sure that you take the books back otherwise you may be faced with a fine.
Plan your meals
You will be surprised just how much money we spend on food around the UK. Not only does buying for dinner on the day cost us more money, but it can also contribute to the huge amounts of food wastage that we produce each and every year. A great way to save yourself some money, and feel better about your impact on the environment is to plan your meals in advance. You can look at what ingredients can be used two days in a row, and also do some meal prep in advance too, saving you time.
Not having anything to do on a rainy day isn’t good for anyone, so rather than heading out to a soft play centre and paying for the pleasure, why not indulge the kids in some crafty time at home. Let them do the things that you normally say are too messy, and not only will they have great fun, but you will save money too!
There is always a bargain to be had. Whether it is on your groceries, your energy bill or that must have item, by taking the time to shop around and see what prices you can find, you are much more likely to get a good deal.
Try growing your own veg
Another way to cut back on how much you spend out on groceries is to think about ways that you can rely on yourself. Why not create a veggie patch in your garden? Not only is this great fun for all the family to do, but you will also save yourself money by not buying all those veggies! And you get to eat healthy too, which is such a huge bonus.
Fix things up
We have definitely developed a throwaway culture, whereby we are happier to throw things away then we are to make the effort to mend them. If you have some clothes that are otherwise fine apart from a hole, why not try to fix it? There are plenty of how to guides to get you going with sewing, and not only will it save you money from buying new clothes, but you will also have a great project to do too!
There are plenty of ways that you can save yourself money, and live a great life. All you need to do is think carefully about what you are spending out on, and take care of the money that you do have. That way, .when you want to have a splurge and do something as a family, you will be able to afford it!